On May 13, the Circuit Court for Miami-Dade issued an order that requires landlords looking to evict a tenant for non-payment to submit an affidavit that the property does not have a federally backed mortgage. If the mortgage is federally backed (like an FHA, VA, USDA, Fannie Mae, or Freddie Mac mortgage) then they aren’t allowed to evict until Aug. 23, 2020. The extended time period was part of the Federal CARES Act that allowed for a moratorium for 120 days from March 27.
If landlords find themselves in a pinch, it’s possible that they could get forbearance from their mortgage servicer. It’s important to be proactive before late notices start piling up.
How do you know who owns your mortgage? Here’s a handy lookup tool.
The local order and a sample affidavit that needs to be signed with the evictions after Aug. 23 can be viewed here: